Protect your retirement base pay: If you become retired for disability, you could be limited to only 75% of your base pay. With this important disability insurance plan, you can receive additional benefits to help equal up to 100% of your base pay!
A special Program for the USPHS: This a unique insurance plan that was specifically designed to work with your USPHS disability retirement benefits. It will ensure that you will receive maximum disability benefits ... up to $4,000 a month.
Plan features: All officers under 65, on active duty in the USPHS who are members of the COA and actively performing their regular job duties are eligible to apply. Benefits are tax free in most cases. Premium payments are waived as long as disability payments continue.
No medical underwriting required: If you are under 40 and apply within 120 days of becoming a commissioned officer, there is no medical underwriting required.